Building a Next-Generation Neobank
Next-Generation Neobank Platform
I joined a startup in its early development phase to help build a comprehensive financial platform from the ground up. The platform required a robust and scalable architecture to support future growth and diverse client requirements.
Backend Development
I contributed to building the backend services using NestJS, leveraging its dependency injection and decorator-based approach that aligned well with SOLID principles and Clean Architecture concepts. The framework's built-in microservice support was crucial for our distributed system.
Implemented key patterns including request interception for consistent logging and monitoring, validation pipelines using class-validator and DTOs, feature toggles for safer deployments, authentication and authorization with JWT tokens and session management, and RBAC for enterprise security.
I implemented an event-driven architecture using AWS SQS for handling real-time operations, transactions, notifications, and system events. We leveraged NestJS CQRS pattern as it fitted our business logic perfectly and provided excellent development tools for managing commands, queries, and events.
Contributed to creating and maintaining internal npm packages that serve as well-typed connectors to our microservices. These packages provide methods, request data TypeScript interfaces, and response types, allowing any service to install the package and make API calls to specific microservices.
Frontend Development
I contributed to designing a cross-platform architecture that enables sharing business logic between React and React Native applications. This approach creates a unified development experience across mobile and web platforms.
This involved implementing shared TypeScript interfaces across all platforms, common validation schemas, unified state management patterns using XState, and consistent API endpoints between frontend and backend.
Platform Features
We designed a customizable solution that enables different configurations for various clients without modifying core business logic. Each client can have unique branding, requirements, and custom workflows through a theme system for dynamic branding, configuration-driven features for client-specific functionality, and modular service architecture for easier customization.
Results
The architecture we built is designed to handle future growth without fundamental changes. The modular, event-driven approach enables adding new features, onboarding new clients, and scaling to new markets efficiently.
Key improvements:
- Scalable architecture built from the ground up
- High reliability designed into the system from day one
- Faster feature delivery through well-planned architecture
- Streamlined client onboarding process
- Enhanced security in all systems
- More consistent cross-platform experience
This project helped me understand that good architecture is an investment that pays dividends in faster delivery, better reliability, and improved user experience.